Tuesday, January 25, 2011

“Why do you write about how poor you are?”

“Why do you write about how poor you are?”

I was asked this question recently. At first, I let it shame me. But, as the question, and the venom with which it was asked, have lingered in my mind, some of my own truths have bubbled to the surface. I’d like to share those truths.

We are not our wallets or our bank balances. I am not ashamed of either because neither defines me. I am proud of who I am and what I can accomplish and the ways I find to survive despite what the numbers might indicate to someone who defines merit with dollar signs and decimal points.

I started my blog out of a desire to be genuine -- to write about what’s real, to process my own experience, and to voice something that many people are going through (or have gone through or will go through in the future). There is no need to struggle in shame and silence.

When I think about The Great Depression, I think about how people survived and about how the country eventually pulled itself out. I don’t think poorly of those who went through it. I respect their courage and strength and survival.

I would also like to assert that there is no shame in good, honest work. Period. I have great respect for anyone who gets up and goes to work and gives it their best effort – no matter how menial or low-paying the job might be. I’d much rather work and earn my own way than sit around, spoiled, and have everything handed to me. In the end, having it given to you doesn’t feel good.

In the grand scheme of things, it doesn’t matter how I got to where I am. What’s important is how I get out.

I wanted to write a rags-to-riches story from the beginning (though I don’t need riches but I do intend to work my way to financial security). I wanted to capture the depths of the despair, to write about how I found directions, detail the steps I took that led me out of it, and to celebrate the victory achieved in the end.

I write about how poor I am because I don’t intend to stay this way. Because, after I’ve dug my way out, I want there to be a chronicle left for my children and their children (and anyone else who cares or might benefit) that tells about how we all go through difficult times, that there IS a way out, and that this is a universal life experience that most of us will go through at one time or another.

The most important thing I’ve learned: I can be miserable and walk around all day every day ruminating on my misery. Or not. I choose NOT! It’s about living in the now. It’s about rising above. Tomorrow will come anyway and we will all die in the end so why make myself miserable when I can choose not to be? In turn, I am more productive and more successful at bringing about positive change and I am able to enjoy each day if I am not consumed with my own misery. This is a HUGE and incredibly valuable life lesson that I would never have learned without this time of struggle. Very Zen!

My blog is not about how poor I am. My blog is about creativity, resourcefulness, ingenuity, and optimism. Those are some of the best states of being that I know. If a little financial strife is the catalyst for these things, then I welcome it. I have been pushed by circumstance to be more of all of these. Isn’t this a phenomenon that occurs over and over in life – that challenges push us toward growth? I embrace that growth and the situations and experiences that create it.

Monday, January 24, 2011

Exonerating My Husband

The problem with writing a blog about money is that doing so tends to inadvertently implicate one’s husband.

For the record, I want it to be known that our financial situation should only reflect on Mark positively. MY dire financial state has nearly taken us both out but it is mine alone in its origin.

To properly orient you to my financial situation, I would have to tell a tale that goes back over 100 years and involves many characters and multiple plot twists. That would be too complicated to write (I’ve tried!) and too exhausting to read (you wouldn’t want to!). I will mercifully spare you.

Suffice it to say, Mark and I agreed to a 50/50 split when we married. I was to pay for my house, cabin, car, and children. He was to pay the household bills. We agreed to contribute equally to the spending money.

Then the bottom fell out of my financial world. My previously secure income completely ceased. As in ZERO! Try losing most or all of your income and then try to hold on to everything you have!

Mark graciously stepped in to try to fill the gap in an impossible situation. He has worked day and night to help me. He has done without in huge ways. We have had to live in different states for most of our marriage. My situation has been a huge burden on him and one that many a lesser man would have walked away from. If it weren’t for Mark, I would have lost everything.

Mark is the hero in this story. Don’t anyone dare think anything else!